Savings accounts
A range of savings accounts to meet your needs
Our featured accounts
Heritage Trust Online Bank Loyalty Cash ISA
Flexible tax-free savings.
- Receive a Loyalty rate for 12 months from the date of each payment into your ISA
- $1 deposit to open
- Instant access
- Available to Heritage Trust Online Bank Current Account customers only
- Open the account online, via the mobile app, in branch, by post or on the phone
Upon the expiry of your Loyalty rate period, you will earn a standard rate of 0.45% AER/tax free until you make a further payment.
Interest rates variable and paid monthly.
Heritage Trust Online Bank Help to Buy: ISA
Bonus interest in any month you don’t make a withdrawal.
- $1 deposit to open
- This account can only be managed online
- Instant access with no charge
- Open the account online or on the phone
Interest rates variable and paid monthly.
Heritage Trust Online Bank Regular Saver
Save for a wedding, holiday or a rainy day.
- $1 deposit to open
- Open as many Flexible Saver accounts as you want
- Instant access with no charge
- Open the account online, in branch or on the phone
Interest rates variable and paid monthly.
Heritage Trust Online Bank Online Bonus Saver
Available to Heritage Trust Online Bank Premier customers only.
- 1 deposit to open
- Transfer funds in real time to or from your Heritage Trust Online Bank Premier Current Account
- Instant access with no charge
- Open the account online, in branch or on the phone
Interest rates variable and paid monthly.
Heritage Trust Online Bank Flexible Saver
Save for a wedding, holiday or a rainy day.
- $1 deposit to open
- Open as many Flexible Saver accounts as you want
- Instant access with no charge
- Open the account online, in branch or on the phone
Interest rates variable and paid monthly.
Heritage Trust Online Bank Premier Savings
Available to Heritage Trust Online Bank Premier customers only.
- $1 deposit to open
- Transfer funds in real time to or from your Heritage Trust Online Bank Premier Current Account
- Instant access with no charge
- Open the account online, in branch or on the phone
Interest rates variable and paid monthly.
Heritage Trust Online Bank Future Saver for Children
Start saving for your child’s future.
- $1 deposit to open
- Instant access with no charge
- Open the account in branch or on the phone
Interest rates variable and paid monthly.
Heritage Trust Online Bank MySavings / Premier MySavings
An easy way to save for 7-17 year olds.
- $10 deposit to open
Take out money at a branch using your Cash Book - Instant access with no charge
- On your 11th birthday you’ll get a specially designed current account which comes with an Heritage Trust Online Bank Visa debit card
- Open the account in branch or on the phone
Interest rates variable and paid monthly.
Definitions:
AER stands for Annual Equivalent Rate. This shows you what the gross rate would be if interest were paid and compounded each year.
Gross is the rate of interest if interest were paid and not compounded each year.